Best International Travel Insurance

Top 15 Best International Travel Insurance

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Traveling internationally can be an amazing and exciting experience, especially when you are protected by international travel insurance. This is because you get exposed to new lifestyles and cultures and also get to meet new people without having to worry about some uncertainties like medical emergencies, loss of luggage, etc. 

As an international traveler, when you fail to safeguard yourself from those uncertain incidents, you might be faced with certain challenges that may cost you your peace of mind and, as well, require you to spend a huge amount of money.

So, how do you tackle these challenges that affect you when traveling internationally? Well, that is where travel insurance comes in. In this comprehensive guide, we explore the best international travel insurance that could suit your choices and personality.

Before we delve into the best international travel insurance, let’s understand why having travel insurance is of paramount importance.

Importance of Travel Insurance

Importance of Travel Insurance

Below are the importance of Travel Insurance:

Travel Assistance

Many travel insurance companies provide emergency assistance services. These services are very important as they are invaluable.

They include helping you to locate your medical facilities arranging for emergency transportation, translating foreign languages to you, and so on.

Financial Protection

There are several financial emergencies that you can safeguard yourself against through international travel insurance.

These issues range from cancelation of a flight, loss of luggage, medical emergencies, and some other situations that can cost you financially.

Trip Cancellation and Interruption

We can agree that life is unpredictable, and plans can change at the last minute.

Travel insurance provides reimbursement for non-refundable expenses in case you have to cancel or cut short your trip due to covered reasons, such as illness, family emergencies, or natural disasters.

Medical Emergencies

Imagine getting into an accident or falling ill just when you arrive in another country. Terrible right? So international travel insurance ensures that such situations are taken care of by covering the expenses.

Lost or Stolen Belongings

It is really a painful situation when your baggage gets stolen or lost. It is even more stressful when you are in a completely foreign land.

Travel insurance can reimburse you for the value of your lost or stolen items, helping you recover quickly.

Now that we have explored the importance of having travel insurance, let’s see the best international travel insurance companies that you could choose from.

15 Best International Travel Insurance

Below is a list of the best international travel insurance:

Overview of the Best International Travel Insurance

1. Allianz Global Assistance

Talk about one of the best travel insurance globally and you will see Allianz Global Assistance. This travel insurance offers an extensive number of options that are suitable for your various travel needs. They offer plans like trip cancellation, medical emergency assistance, baggage protection, and many more.


2. World Nomads

Are you an adventurous traveler? If yes, then you should be familiar with this insurance. World Nomads is very popular among people who specialize in some extreme activities like international skating, hiking, etc. This makes them one of the best and most sought-after travel insurance companies.


3. AIG Travel Guard

Another popular travel insurance policy is AIG Travel Guard. It is a renowned name in the insurance industry. They offer extensive coverage and are readily available to attend to your issues through their 24/7 customer service.


4. AXA Assistance USA

AXA Assistance USA is a global insurance provider with a huge reputation in the travel insurance market. They have a user-friendly online presence and offer comprehensive coverage plans.


5. Travelex Insurance

Travelex Insurance provides a large amount of coverage to travelers. They offer plans for both leisure and business travel, with options to customize your policy. Their emergency medical coverage is particularly robust.


6. John Hancock

There is this unique feature John Hancock is known for. They have made it possible for customers to cancel their trip for reasons that are not even covered by their policy.


7. InsureMyTrip

This might not be an insurance company but it is an online platform where you compare different travel insurance. You also get to see the review left concerning different insurance.


8. Travel Insured International

Travel Insured International offers a variety of plans suitable for different types of travelers. Their plans often include coverage for trip interruptions, delays, and baggage loss.


9. SafetyWing

One of the newest travel insurance companies. They are more of an online firm, focusing more on remote and long-term workers.


10. HTH Worldwide

This insurance focuses more on travel health insurance. They place more emphasis on health for their international customers.


11. IMG Global

IMG Global offers travel insurance to a large number of people, whether a group, individuals, or even an organization. They have a strong focus on medical coverage and have a network of providers worldwide.


12. Seven Corners

Seven Corners is a travel company that emphasizes international travel and has options for short-term and long-term travelers. They are one of the best when it comes to customer service.


13. Generali Global Assistance

This insurance has several coverage options. They have a huge online presence and one of their plan features is rental car coverage.


14. Squaremouth

This is another online platform that lets you compare different insurance plans, just like InsureMyTrip. They are reliable and also let you review other insurance ratings.


15. Travel Guard by Chubb

The number 15 on our list is Travel Guard by Chubb. This insurance company has comprehensive coverage and allows you to assess some unique options like trip cancellation, sorting of your medical bills, etc.



What is an international travel insurance?

This is a type of insurance that provides coverage for unexpected events and expenses when traveling abroad.

Why do I need international travel insurance?

International travel insurance is important because it helps to cut off the risks that are associated with traveling abroad. Hence, keeping your finances safe.

How much does international travel insurance cost?

The cost of international travel insurance depends on several factors, including your destination, trip duration, age, coverage limits, and the type of policy.

Can I purchase international travel insurance when I am already abroad?

It can be difficult to purchase international travel insurance after you've already left your home country. It is always advised that you purchase your international travel insurance before traveling, although there are some insurances that offer adjustments while abroad.


It is important to know that the best international travel insurance plan varies depending on individual circumstances; hence, it’s important that you assess your needs carefully before making a travel insurance decision.

Also, note that travel insurance is not just a safety net; it’s a wise investment in your peace of mind. It gives you the confidence to know you can travel around the world with you and your belongings secure.

You can always come around to stay updated on any insurance info you may need.

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