Posted by Would you really like to check out Neal Gold Insurance? Do you want to get some in-depth information about this Health Insurance broker? Then, You are welcome to the right page for you.
In this article, I’ll briefly show you a lot about Neal Gold Insurance and some of their relevant Carriers so you can check them and know if they are really worth it.
We have provided you with very current and helpful information about Neal Gold insurance.
We are sure you’ll get value. Feel free to use the Table of Content to easily reach your intent of visiting us.
Let’s Go!
What is Neal Gold Insurance?
Neal Gold Insurance is a Health Insurance broker in Denver, CO that provides insurance solutions to Individuals, families, small & midsize businesses and Business groups. Neal Gold is popularly known as Gold Health & Life Insurance.
They aim to provide Affordable and Quality Insurance for individuals, families and Businesses.
Related Content: See The 7 Importance of Insurance to Individuals, Society and Businesses.
What are the Insurance Services by Neal Gold Insurance
Neal Gold Insurance majorly offers 5 Insurance services and 3 Additional Products. They are;
- Individual and Family Health Insurance
- Colorado Small Business Health Insurance
- Short Term Health Insurance
- Senior Health Insurance
- Life and Disability Insurance
The 3 Additional Services are;
- Dental Insurance
- Vision Insurance
- Long-Term Care Insurance
Let’s briefly look into some of these Services.
#1. Individual and Family Health Insurance
They are quite sensitive to this service of theirs. There have been some complications ever since the establishment of the Affordable Care Act.
There are some key points you need to consider before purchasing the policy. First, note that you won’t be able to change your plan once you purchase.
So consider these;
Be sure your doctor Is in their Carrier network. The doctors in the Neal Gold Carrier network include;
- Anthem
- Bright Health
- Cigna
- Rocky Mountains health plans
- Kaiser Permanente
There is a Plan’s Drug list; be sure all your medications are on the drug list.
Crosscheck all your Deductibles, Copays, Coinsurance and out-of-pocket.
So even if your employer didn’t purchase insurance, you can consider the above and get a policy.
#2. Colorado Small Business Health Insurance
There is a saying that healthy employees are happy employees. This insurance service is mainly for Small and average business owners. From my experience in health insurance, I once overheard an employee say that she won’t leave her organization because they offer health insurance.
This insurance policy took care of her family’s medical expenses. So this is a proven way to make your employees stay with you and do their best at work.
So as a Business owner, you can go for this Group Health Insurance plan. You should get this policy for all your employees if your system’s finance can carry it, or you get it for a few of your directors as managers.
Neal Gold Insurance works with good employee insurance carriers in colorado.
A few general importance of getting group health insurance plans for your employees to include;
- It enhances Work Productivity
- Promotes better employee recruitment and retention
- Employer and Employee Tax Benefits
- Improves Employees’ Dedication and Commitment to task
Get Group Health Plan
See this Comprehensive Article on Employee Supplemental Life Insurance
#3. Short Term Health Insurance
Neal Gold Insurance provides insurance services to Banks, Businesses, and other firms that may urgently need any life insurance coverage for their employees.
Suppose you’re in the corporate work system. In that case, you’ll see that there can be situations, Projects, conferences or some Human Resource related activity, and the need to get insurance coverage would be on demand.
#4. Senior Health Insurance
They also provide health insurance services to elderly people between the age of 65 years and above. Here they provide you with Medicare options that they hope will suit you and your loved ones.
#5. Dental Insurance Services
From analysis during the 1980s, Americans could cost about $100 billion with the help of Dental Insurance coverage across the state.
The goal of these Dental services is to keep stay Preventive. So aside from providing coverage to cover medical expenses, they provide preventive measures to avoid such unexpected incidents.
So, the Dentist provided by Gold health and life will run a thorough teeth examination and other X-ray examinations on you to spot any issue, treat it and advise on some preventive measures to keep you safe.
How to make a Get Neal Gold Insurance
You can apply by calling their customer service hotline at 303-818-0321
Or you can send them a Mail at Info@goldhealthandlife.com
See their page
Related Content: Group Life Insurance Eligibility Requirements
What are the Types of Plans Neal Gold Insurance Offers?
Below are the 10 types of health insurance plans Neal Gold Insurance offers;
- Life Insurance Plans
- Short-Term Health Plans
- Major Medical Plans
- Medicare Advantage Plans
- Critical Illness Plans
- Supplemental Plans
- Accident Plans
- International Travel Plans
- Disability Plans
- Dental Insurance Plans
Let me briefly explain them!
#1. Life Insurance Plans
I’ll be showing you what Neal Gold specifically does in these plans. See this!
If you or your family may want to get a business loan, this life insurance plan steps in to function as Collateral Support. That’s to say; Neal Gold provides your family or business coverage during business loan collaterals.
#2. Short-Term Health Plan
Just as the name implies… Neal Gold Insurance uses this plan to provide you with insurance coverage during special situations. And from our research, they try to make this Insurance plan very affordable.
So if you urgently need insurance coverage between work or jobs, this insurance plan fits in.
#3. Major Medical Plans
This Neal Gold Insurance Plan provides comprehensive coverage for most of your medical and health needs. This plan mostly includes medical solutions, preventive care measures, and benefits.
#4. Medicare Advantage Plans
Gold Health & Life provided this insurance plan to cover people between the age of 65 and above.
There is a fee called Medicare Part B. However, once you pay it, this plan will be able to provide you with comprehensive and additional benefits offered to you with a $0 monthly premium.
Remember, Gold Health & Life is still Neal Gold Insurance!
#5. Critical Illness Plan
This is one of the plans Neal Gold Insurance takes seriously. Just stay with me!
So you saw that… Critical Illness. This includes Cancer. Over time, sicknesses that got very fatal and critical resulted in losses of lives, but all thanks to medical technology waxing string every day. So there is still hope for someone with a critical illness.
See this!
So, Neal Gold Insurance uses this plan to pay you a Cash Benefit that is worth about 100% of the amount you paid to get the policy.
You can use this Cash Benefit to;
- Take care of your household bills, debts etc…
- Take care of non-covered experimental treatments and surgeries
- Pay your health insurance deductibles and other payments
- Take a recuperative Leave
#6. Supplemental Plans
The main aim of this Health Insurance plan is to reduce or get rid of your;
- Deductibles
- Coinsurance, and
- Other extra expenses.
Therefore, this will help you go for a higher deductible and less costly policy.
Know about Spouse Supplemental Life Insurance
#7. Accident Plans
This plan basically takes care of any accident-related incidents. This expense includes;
- Ambulance
- Doctor Office
- E.R.
- And other Hospital bills.
One of the interesting things we learned about this plan by Neal Gold Insurance is that it was created in such a way that it covers Major Medical deductibles and other uncommon medical expenses.
Cool thoo!
#8. International Travel Plans
Neal Gold Insurance uses this policy to cover all medical expenses when you travel aboard. So if you need medical coverage for your trips, you may need to get this plan from them.
#9. Disability Plans
That someone got disabled because of an accident or injury doesn’t mean they should suffer through their lives. Therefore, this health plan by Neal Gold provides all disabled persons with a monthly benefit.
Most times, this monthly benefit covers their;
- House Rent
- Personal Expenses
- Mortgage
This is good too!
#10. Dental Plans
Here Neal Gold Insurance partners will dental insurance providers like;
- Cigna Dental
- Beta Dental
- Humana Dental
- Delta Dental
This is to be able to afford, Discount and PPO plan best for you.
Read Also; Towergate Care Home Insurance
List of Insurance Carriers working with Neal Gold Insurance
Below is a list of the Carriers that work with Neal Gold and the Insurance Services they offer;
1. Cigna
- Group Health Insurance
- Short Term Health Insurance
- Dental and Vision
- Senior Health Insurance
- Individual and Family Health Insurance
2. Metlife
- Term Life Insurance
- Life Insurance
- Vision Insurance
3. Anthem
- Group Health Insurance
- Individual and Family Health Insurance
4. Prudential
- Term Life Insurance
- Life Insurance
5. Aetna
- Group Health Insurance
- Individual and Family Health Insurance
6. Kaiser Permanente
- Individual and Family Health Insurance
- Group Health Insurance
7. Rocky Mountains health plans
- Group Health Insurance
- Individual and Family Health Insurance
8. AARP Medicare Plans
- Senior Health Insurance
9. Protective
- Life Insurance
10. United Health Care
- Group Health Insurance
11. VSP Dental
- Dental Insurance
12. Humana
- Group Health Insurance
- Dental Insurance
13. Bright Health
- Individual and Family Health Insurance
14. Beta Dental
- Dental Insurance
- Individual and Family Health Insurance
15. Delta Dental
- Dental Insurance
16. The IHC Group
- Short Term Health Insurance
17. Midland National Life Insurance.
- Life Insurance
You’ll love this; Bunnypubg Health Insurance
Frequently Asked Questions
Are Neal Gold and Gold Health and Life Insurance the same?
Yes Please. They are the same. From our research, they are currently called Gold Health and Life Insurance.
Does Neal Gold Disability Plan come with Monthly Benefits?
Yes! Disability Plans come with Monthly benefits, which can pay bills like house rent and personal expenses.
Does their Travel Plan provide all travel insurance benefits?
Not really. It majorly takes care of all Medical Expenses.
Conclusion
So it’s all up to you to decide if to work with them. From our detailed research, their carriers are well reputable.
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