Can one get very affordable and cheap dental insurance in California? It’s a Big Yes! The rise in dental insurance plans in CA is gradually becoming a norm, but as usual, we always got your back.
Therefore, We at Get Immunified chose to go into a series of in-depth research in California to provide you with The 7 Cheapest Dental Insurance in California!
At the end of this article, you will be opportune to know the most affordable dental insurance plans in California and the insurance providers, so you can check them and see if they are really worth it.
We are sure you will get value from this very current and helpful information. So feel free to use the Table of Content to easily reach your intent of visiting us.
Top 7 Cheap Dental Insurance in California
Below is a list of the 7 Most affordable dental insurance plans in California;
- SmartSmile – Dental Health Services
- MetLife TakeAlong Dental
- Careington 500 Series Dental
- California Dental Network Plan
- Blue Shield of California
- Sure Bridge
- Delta Dental
#1. SmartSmile – Dental Health Services
Dental Health Services is a dental not-for-benefit company that has been offering dental plans to individuals, families, and groups in California for over 35 years and to people in Washington for over 25 years.
They are mindful of their mission to provide affordable dental services to everyone who needs it. So in a Quest to actualize their mission, they offered the SmartSmile Dental Plan, one of California’s recognized Cheap Dental Insurance plans.
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The SmartSmile dental plan contains benefits like;
- Access to over 300 dental procedures at affordable out-of-pocket costs.
- Professional and Well trained dentists
- There are no deductibles, waiting periods, or extra fees for services by your participating dentist.
- Access to Denturist, Orthodontists as well as implant savings.
- You will have access to their dental health educational resources.
Cost: The Monthly Premium (DHMO) for Dental Health Services SmartSmile is $6.95
Use the button below to learn more about this plan.
#2. MetLife TakeAlong Dental – HMO/Managed Care (Low)
The Dental HMO/Managed Care is a great program offered by MetLife that was made to provide dental coverage and value to you and the residents of California. This plan is only available to employees in California and four other US states.
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A few benefits of this plan are;
- You will have access to a broad network of dentists to choose from.
- You can pre-select a dentist even at the time of enrollment
- There are no deductibles or Annual Maximums
See the screenshot to know how to enroll your dependant for this dental coverage;
Also, know that Your family is free to change dentists once a month. This HMO/Managed Care program also has a network of discounts. Use the button below to learn more and maximize this low-cost dental insurance.
Cost: The Monthly Premium for MetLife TakeAlong Dental HMO/Managed Care (Low) is $7.50
Click the button below to learn more about this plan.
#3. Careington 500 Series Dental
Careington is a pioneering part of the Dental Industry, which has been in service since 1979 and has served over 20 million members across California.
They offer one of the most popular and cheapest dental offers, the Careington 500 Dental Savings Plan, offering affordable and easy-to-use discounts. They pride themselves on the fact that their members save about 20% to 60% off the fees they would typically spend on;
- Cleaning of Root Canals
- Routine exams and other dental services.
In our in-depth research about Careington, we found out this discount plan features 20% off of orthodontics and, of course;
- This discount has family pricing options
- No waiting periods
- You can receive discounts at the time of enrollment
- You will have access to a membership kit
- You are free to cancel in 30 days and receive your complete refunds
Cost: The Monthly Premium for Careington 500 Dental Savings Plan is $8.95
Use the button below to learn more about them.
#4. California Dental Network Plan
California Dental Network (CDN) is part of DentaQuest, An oral healthcare company with over 50 years of experience in offering Dental benefits to over 28 million members and above 100 health plans.
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CDN is licensed by the California Department of Managed Health care, which is one of the most comprehensive regulatory programs in the US. CDN has offered affordable dental plans to individuals and groups for over 20 years.
California Dental Network offers DHMO Plans which include;
- California Dental Plan 460
- California Dental Plan 411
- California Dental Plan 595
Some of the benefits of the CDN plans are
- No deductibles
- No waiting periods
- They offer pretty predictable co-pays for restorative care
- No Annual maximum, and many more.
Cost: The Least Monthly Premium (DHMO) for any California Dental Network plan is $7.95
Use the button below to learn more about CDN.
#5. Blue Shield of California
Blue Shield was founded in 1939 and currently with over 3 million members in its network. Their HMO plan members can access more than 29,700 doctors and 300 hospitals.
In their discount plan, there are;
- No deductibles
- No Yearly Maximums
- Cheap fixed copayments for their primary and major services
- Availability of Specialty Care and many more.
See this screenshot to know more about their access points;
They have a wide range of affordable prices. Use the button to learn more about them.
#6. Sure Bridge
The SureBridge dental plan is known for its mission to provide cheap dental insurance plans that best fit your and your family’s needs and budget. They are proudly part of the HealthMarkets family of businesses.
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This dental PPO plan was made to provide you with the following;
- Diagnostic, and
- Restorative Services
We also learned that Careington administers the SureBridge dental plans to its massive network of 135,000 providers.
Cost: The Least Monthly Premium for SureBridge senior dental policies is as low as $21.
Use the button below to learn more about Sure Bridge.
#7. Delta Dental
Delta Dental Plans Association is a not-for-profit organization that was created in 1966 and had been coordinating dental insurance for companies with lots of employees in so many US states, including California.
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They have one of the largest networks of dentists nationwide, serving over 80 million Americans. In addition, Delta currently has a network of over 39 independent companies with the core purpose of advancing oral health through their insurance plans and philanthropist efforts.
Delta Dental is known for its quality, low-cost dental coverage and focuses on preventive care. The cost of their plans depends on your level of coverage. In addition, they offer a Dental HMO plan called DeltaCare USA.
This plan has;
- No Annual Maximums
- No Deductible
- Low CopaymentCopayment
Cost: Delta Dental plans’ Least Monthly Premium (HMO) is $27.
Use the button below to learn more about Delta Dental.
Frequently Asked Questions
What do dental HMO and PPO mean?
Dental HMO means Health Maintenance Organisation, while PPO means Preferred Provider Organisation.
What does Copayment mean?
A copayment is a fixed amount you pay for specific covered health services after paying your deductibles, if any.
Can the California Dental Plan 595 of CDN be gotten independently?
Yes, you can get the California Dental Plan 595 independent of other CDN plans.
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Do well to visit the Dental Insurance Providers we listed for you and stay healthy.
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